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Dave Harden Dave Harden

Green Dot Appoints Dave Harden as Chief Technology Officer

Green Dot Appoints Dave Harden as Chief Technology Officer

Digital Bank and Fintech Announces Executive Updates Aimed at Driving Performance and Efficiency

November 16, 2023 – Green Dot Corporation (NYSE: GDOT) today announced the appointment of Dave Harden as Chief Technology Officer supporting the company’s ongoing effort to become a more streamlined, efficient and powerful technology company focused on building and delivering seamless and scalable banking and payment tools for consumers and businesses.

As Chief Technology Officer, Harden will be responsible for overseeing the ongoing development and delivery of Green Dot’s technology platforms supporting the company’s direct customers and growing list of banking as a service (BaaS) partners. Harden has been a member of Green Dot’s executive team since February 2022, most recently serving as SVP of Product Development responsible for overseeing the migration of Green Dot cards to a modern cloud-based card management platform.

“Dave is a proven technology leader and strategist who brings the right knowledge, skills and instincts to this important role as Green Dot pivots to focus on stability and growth,” said George Gresham, Chief Executive Officer, Green Dot Corporation. “The team will benefit from Dave’s calm and confident leadership style, and ability to efficiently and effectively navigate through change and growth.”

Prior to joining Green Dot, Harden was managing director and head of core banking technology transformation at Mitsubishi UFJ Financial Group (MUFG), where he worked from 2017 to 2022. Prior to MUFG, he held several technology leadership roles at Bridgewater Associates from 2011 to 2017.

“Being part of Green Dot’s mission to provide flexible financial services to our customers has been deeply rewarding, further enhanced by our processor conversion,” said Harden. “I’m excited to strengthen our customer relationships and help lead Green Dot through our next phase of evolution.”

Green Dot recently announced the completion of its processor conversions, a comprehensive multi-year initiative to transform the company into a more efficient, nimble and powerful platform that unlocks new capabilities and scalable growth for the company’s direct bank and banking as a service (BaaS) partners. The company also recently announced the addition of PLS, Stockpile and Credibly to its growing list of partners.

“As the demand for digital banking and embedded finance continues, Green Dot will be well-positioned to serve and enable more consumers, both directly and through our valued partners, and achieve scalable long-term growth,” continued Gresham. “Dave’s appointment marks an important milestone in our path toward becoming a more streamlined and powerful team and platform.”

For more information, visit https://ir.greendot.com.

About Green Dot

Green Dot Corporation (NYSE: GDOT) is a financial technology and registered bank holding company committed to giving all people the power to bank seamlessly, affordably, and with confidence. Green Dot’s technology platform enables it to build products and features that address the most pressing financial challenges of consumers and businesses, transforming the way they manage and move money and making financial empowerment more accessible for all.

Green Dot offers a broad set of financial services to consumers and businesses including debit, checking, credit, prepaid, and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Its flagship digital banking platform GO2bank offers consumers simple and accessible mobile banking designed to help improve financial health over time. The company’s banking platform services business enables a growing list of the world’s largest and most trusted consumer and technology brands to deploy customized, seamless, value-driven money management solutions for their customers.

Founded in 1999, Green Dot has served more than 33 million customers directly and many millions more through its partners. The Green Dot Network of more than 90,000 retail distribution locations nationwide, more than all remaining bank branches in the U.S. combined, enables it to operate primarily as a “branchless bank.” Green Dot Bank is a subsidiary of Green Dot Corporation and member of the FDIC. For more information about Green Dot’s products and services, please visit www.greendot.com

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Subject to other bank’s restrictions and fees.

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Based on Green Dot data as of May 2022.​

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Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Learn more at http://www.greendot.com/overdraft.

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Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and the 4.41% Interest Rate are accurate as of February 2024. APY and Interest Rate may change before or after you open an account. See Deposit Account Agreement for terms and conditions.

Not available to residents outside of the 50 States and DC.

Retail service fee and limits apply.

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Activated, personalized debit card required to make a bank transfer. Limits apply to bank transfers. Subject to your bank’s restrictions and fees.

Fees and limits apply to debit card transfers.

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Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more

Limits apply. See app for participating retailers.

Your payroll, government benefits, unemployment or pension direct deposit of $250+ must post to card by 6/30/23, then a $20 credit will be applied to your account by the 15th business day of the month following your qualifying deposit. A qualifying new payroll or government direct deposit is defined as a direct deposit that has not appeared on an account within the past 30 days. One $20 credit per customer. Promotional credits are reported on form 1099-INT to the IRS.

Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log in to your account and refer to your Account Agreement to check feature availability.

NO PURCHASE NECESSARY. Sweepstakes starts 6/30/23 ends 9/30/23. Subject to the full Official Rules available below. Must be a legal permanent resident of the 50 US or DC (excl. VT, PR & US Territories and Possessions) & 18 or older to enter. Prize to be awarded as credit or a check equivalent to the combined dollar amount of the deposit multiplied by 2, max $1,000. Prizes are reported on form 1099 to the IRS. Void where prohibited. Excludes GO2bank & Green Dot Unlimited Cash Back Bank accounts opened online.

Not valid for cards purchased at a Financial Service Center.

NO PURCHASE NECESSARY. Sweepstakes starts 6/30/23 ends 9/30/23. Subject to Entry Periods as outlined in the full Official Rules below. Must be a legal permanent resident of the 50 US or DC (excl. VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $2500 or $100 to be awarded as credit or a check. Promotional credits of $600 or more are reported on form 1099 to the IRS. Void where prohibited.

Retail service fee of up to $4.95 applies.

Monthly fee is waived with eligible spend or when you direct deposit $1,000 or more using your card in the previous monthly period, otherwise $3.95 or $5.95 per month based on your plan. Exclusions apply. See account agreement for details.

Limits may apply, contact a financial service center near you for details.

Your account balance was negative when you were selected to receive a balance boost to $0. Plus, your monthly fee will be waived until June 15, 2024. If you added money since then...great! Log in to check your current balance, see any recent deposits or other activity.

Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to Green Dot accounts opened at a tax professional’s office. The name and Social Security number on file with the IRS must match your account to prevent fraud restrictions on the account.

You are about to leave GreenDot.com. Green Dot does not provide, and is not responsible for, the product, service or overall website content available at Visa.com. The Green Dot Privacy Policy does not apply to Visa.com and you should consult the privacy disclosures on Visa.com for further information.

Limits and up to $4.95 fee applies. Deposit and card balance limits apply. See app for participating retailers.

Active personalized card required. See Account Agreement for details.

You must switch your recurring subscription/membership payment method to your Green Dot card, and the first subscription/membership monthly payment must post to your Green Dot card between 6/1/24 and 7/31/24 to qualify. Offer valid for recurring monthly subscriptions/memberships billed directly from the following streaming or food delivery services: Netflix, Hulu, Spotify®, and Door Dash. Subscription/membership monthly payments billed via a third-party provider (i.e. Amazon or Disney+) or through a third-party payment service (i.e. PayPal, Cash App, Google PayTM) do not qualify. For each consecutive month a subscription/membership payment is made using your Green Dot card between 6/1/24 - 5/31/25, you’ll receive a $3 credit by the 15th business day after the month following the posting of your monthly subscription/membership payment. Limit one $3 credit per month per customer (up to $36 per year). Void where prohibited. All third-party names and logos are trademarks of their respective owners, are not affiliated with Green Dot, and have not sponsored or endorsed Green Dot Bank products or services. This offer is only valid for the recipient of this email and cannot be transferred. Promotional credits are reported on form 1099 to the IRS.

NO PURCHASE NECESSARY. Sweepstakes starts 08/31/24 ends 10/31/24, subject to Entry Periods as outlined in the full Official Rules available at GreenDot.com/PayYourBills. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & age of majority in your state of residence (e.g., 18 or older). Prize: $500 to be awarded as credit or a check. Void where prohibited. Excludes GO2bank & Green Dot Unlimited Cash Back Bank accounts opened online. Promotional credits are reported on form 1099 to the IRS.

NO PURCHASE NECESSARY. Sweepstakes starts 10/29/24 ends 1/7/25. Subject to the full Official Rules available at www.GreenDot.com/AdventureSweeps. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $100 to be awarded as a gift card. Void where prohibited. Promotional credits are reported on form 1099 to the IRS.

Retail service fee up to $4.95 and limits may apply. Keep the receipt as proof of your transaction.

* When on a desktop, hover over * to view important disclosures. When on a mobile device, tap on * to view disclosures.

Not a gift card. Must be 18 or older to purchase. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

The check cashing service is provided by Ingo Money, Inc. and the sponsor bank identified in the Terms and Conditions for the service and Ingo Money, Inc., which are third parties that operate independently from GO2bank.com. Ingo Money will provide customer service for all mobile check cashing. Subject to the Terms and Conditions and Privacy Policy. Approval usually takes 3-5 minutes but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved ‘Money in Minutes’ transactions funding to your card or account. Unapproved checks will not be loaded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. See your Cardholder Account Agreement for details. Note: Ingo Money check cashing services is not available for use within the state of New York.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank™ cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo® Money and Plaid, Inc. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

©2024 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.